TANZANIA · AFRICA

Infrastructure for African finance.

DigiCash connects the rails money already moves on into one network that institutions, businesses and people can build on.

One network. Connecting local and global rails.

Rails, not apps

Everything we build is infrastructure first, on a single network. 

Local depth, global reach

Making the definitive African rails and connecting them to the world.

Access over extraction

Free movement of money is the default. We earn on infrastructure, not on the people using it.

The network

Four arms, built on one financial network.

01

Aggregation & remittance

DigiCash Pay

One integration to every rail in the market.

A payment service provider and aggregator layer connecting mobile money operators, banks, KYC and SMS/USSD channels behind a single integration. Collections, disbursements, reconciliation and reporting — with inward remittance as a first-class corridor into Tanzanian accounts and wallets.

  • Collections & disbursements
  • MNO, Bank, KYC and SMS channels
  • Inward remittance corridors
  • Reconciliation & settlement
02

Consumer & business banking

DigiCash Wallet

An account that costs nothing to hold or move.

A digital wallet and bank for people and businesses. Free accounts and free transactions, with access to financial services, loyalty, and rewards layered on top. Built for financial access, literacy and growth rather than fee extraction.

  • Free accounts, free transfers
  • Rewards, points & cashback
  • Access to financial services
  • Personal and business tiers
03

Origination to recovery

Partner Financial Services

We run the credit lifecycle with our partners.

We manage scoring, origination, delivery and recovery for products shipped with lending partners. KopaLuku is one: meter-subscribed electricity loans, where repayment follows real consumption — a healthier relationship between lender and customer.

  • Credit scoring & decisioning
  • Delivery & servicing
  • Collections & recovery
  • Product example: KopaLuku
04

Bank in a box

Fintech as a Service

Financial infrastructure, delivered as a stack.

For institutions and enterprises building or rebuilding their financial products. From advisory and product design through to core infrastructure — ledgers, accounts, payments and compliance operations — scoped to what the organisation actually needs.

  • Core ledger & accounts
  • Payment infrastructure
  • Compliance operations
  • Advisory & product design

Reach

Starting in Tanzania. Built for the continent.

African finance is not short of money movement — it is short of connective tissue. Operators, banks and lenders each hold a piece of the picture, and almost none of it speaks the same language.

DigiCash exists to be that layer: a single network that terminates in local rails, reaches across borders, and lets a partner in Dar es Salaam, Nairobi or London ship a financial product without rebuilding the plumbing underneath it.

Let's connect your rails.

For partnerships, integrations and enterprise infrastructure, speak with the team.

business@digicash.co.tz